Prop Firm Payout Calculator

A funded trader trades the firm's capital and keeps a contractual share of the profits — the profit split. The split, payout frequency, minimum payout thresholds, scaling plans and fees all vary between firms and between account tiers at the same firm, which is why this calculator takes your firm's exact numbers as inputs instead of assuming any. The net math itself is simple:

net / month = account × return × split − fees

With the default inputs — a $100,000 account returning 3% in a month on an 80% split — gross profit is $3,000 and the trader's share is $2,400 before recurring fees. The evaluation cost sits in front of all of it: at $2,400 net per month, a $500 evaluation is recovered inside the first month, but only if the account survives — which is a probability question, not a certainty. The prop firm challenge calculator estimates your pass probability, and the risk of ruin calculator quantifies the odds of busting the drawdown limit after funding.

The cumulative chart assumes a constant monthly return, profits withdrawn every cycle, and no compounding of the funded balance — the standard structure when payouts are taken rather than rolled. Real months are not constant: returns arrive with variance, losing months happen with mathematical certainty (the losing streak calculator shows how often), and many firms pause or reset accounts on drawdown breaches. Treat the projection as a ceiling for a given return assumption, not a forecast — and pressure-test the return itself against real backtested strategies rather than a hoped-for number. If your firm applies a consistency rule to payouts, check your eligibility with the consistency rule calculator.